Applications That Move at the Speed Customers Expect
FraudOps Rapid Apply gives banking and financial institutions a unified application workflow that connects KYC, credit checks, Clearspeed voice verification, and decisioning into one cinematic operational layer.
Your agents are losing customers
while the system catches up.
Traditional application processes were not built for the pace of field banking.
Customers Walk Away
Long queues, slow systems, and form-heavy processes mean prospects leave before they apply. Every minute of delay is a lost conversion.
Agents Work Blind
No live eligibility signals, no cross-sell context, no way to know where an application stands mid-shift. Agents guess instead of act.
Fraud Slips Through
Manual consent flows and unverified identity leave gaps that traditional processes cannot close at the point of acquisition.
One Workspace. The Full Application Journey.
Everything agents need in a single session, from product discovery to approved decision.
Your agents start every shift knowing exactly where they stand.
The agent dashboard shows live session metrics, in-progress applications, recent decisions, and daily targets in one view. Agents see who needs follow-up and how close the team is to the day’s goal — without digging through systems.
- Conversations, applications started, and approvals at a glance.
- Live status labels on every in-progress application.
- Daily target tracker with stretch goal visibility.
- Stand health monitoring: connectivity, battery, sync status.
Every eligible product, surfaced at the right moment.
The product catalogue is configured to your institution’s portfolio. Eligibility signals are shown upfront so agents spend time on conversations that convert, and customers see only what they qualify for.
- Filter by product type, income band, or benefit.
- Likelihood-of-eligibility shown on every product card.
- One tap from catalogue to application.
- Configurable per institution and product portfolio.
Consent and fraud screening in the same two-minute step.
Built into every application, the voice validation module prompts the customer to answer five questions aloud. ClearSpeed’s voice analytics assess responses in real time, flagging risk signals before the application progresses.
- In-browser microphone activation, no additional hardware.
- Five yes/no questions, answered aloud after a beep prompt.
- Audio lockout if applicant navigates away mid-session.
- Results feed directly into the assessment queue.
A Frictionless End-to-End Journey
Sign In
Agent credentials, stand selection, shift begins.
Browse Catalogue
Filter by product type, income, or benefit. Surface the right product.
Capture Details
Five structured steps: KYC, credit, employment, address, consent.
Voice Screening
Customer answers five questions. Clearspeed assesses in real time.
Decision Returned
Pass, refer, or decline. Agent and customer both know immediately.
Built For Regulated Environments.
Every component of Rapid Apply is designed with compliance-first architecture.
256-bit Encrypted Applications
Every application is transmitted and stored with bank-grade encryption. Compliance-ready by default across all deployment environments.
Recorded Consent Sessions
Voice sessions are captured and stored for audit and quality control, with clear customer disclosure at the point of recording.
NIK and Biometric Verification
Applications require national identity number entry and selfie capture, reducing impersonation risk at the point of acquisition.
Role-based Access Control
Agents access only what their role permits. Stand-level, branch-level, and regional configurations are all supported out of the box.
Engineered for Performance
We've built the world's most sophisticated application engine so you can focus on growth while we handle the complexity of validation and risk.
Purpose-built For the Way
Financial Institutions Operate Today
Rapid Apply isn't just a layer; it's a replacement for fragmented legacy systems. By unifying voice verification and identity, we create a defensive perimeter that moves as fast as your customers do.
Retail Banks
Branch counters, in-mall stands, roadshow events — anywhere agents engage customers face to face and need to close applications on the spot.
Consumer Finance Teams
High-volume acquisition environments where speed, accuracy, and compliance cannot be traded against each other. Built for throughput.
Regional and community banks
Institutions expanding into new locations without the infrastructure overhead of traditional branch systems. Deploy in weeks.
