Credit, Consumer & Risk Data
Use when: Affordability checks, background risk, enrichment.
Lifecycle stages:
Lines of Business:
Consumer & Credit Data
2 Vendors
01
Experian (UK)
Credit-based insurance scoring & consumer data.
Experian is one of the three major credit bureaus, with both consumer and business data. In insurance, Experian provides credit-based insurance scores, fraud prevention, and formerly ran the MIAFTR.
02
LexisNexis Risk Solutions
Risk scoring & consumer intelligence.
LexisNexis Risk Solutions offers a wide range of risk scoring and consumer intelligence products used by UK insurers for underwriting enrichment, identity matching, and cross-line analytics. Their CLUE database and insurance-specific attributes power much of the UK personal lines quoting ecosystem.
